Anyone ever use Sky Blue credit repair servies?

If so what was ur expereince?? Have you had a good expereince with a different comany and if so who?

1) DO NOT DO IT. They will take forever jsut so they can keep getting the monthly payment. just like Lexington Law. Your choices in order of recc from bad to best are: Credit Repair Agency: Places that advertise that they remove bad credit for you demand an upfront fee and a monthly payment that can go for years. They have no incentive to do it quickly. There is no reason you cannot do the same work that they do yourself, but with the help of some good software. This way you only pay the price of the software and are not further obligated. Doing it yourself: Though you could do much of the work yourself, you will probably make mistakes and these mistakes are very hard to undo once they occur. There is only a one time fee for the software and considering the positive returns it can give you and the ease that it provides you with, it is a no-brainer. Best option is to use a Credeit Repair Software yourself: The main power using software is that it is self-directed and not do-it-yourself. A reasonable comparison would be to some of the better self-directed income tax programs like turbo tax that are so popular now even including video and audio instructions! The software takes you step-by-step through a point and click method that automates all of the output that is going to the credit agencies. You do not need to know legalese or not even an address because the software takes care of it for you. The credit agencies are required to respond to inquiries from you that certain items are erroneous or wrong or even that you don't remember them. If they fail to respond within a certain period of time, then the information is removed by default.

2) I think many of these places do have something to offer those who don't have the time to research the process. Credit repair can be done by anyone but you do need to take the time to learn what to dispute and how. Some disputes can make your credit score worse so it isn't something you just blindly go into. You can read a bit about the dispute process at these two links. http://creditrepairinfoservices.com/blog/credit-repair-and-the-credit-dispute http://www.comebackcredit.com/the-credit-dispute-process-and-rebuilding-your-credit/ I do have to agree with the previous poster that the problem with some credit repair places is you pay by the month and they can drag it out for months. You are smart to be researching companies and options.

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