Does Lexington Law actually work for bad credit?

I'm trying to fix my credit fast and I don't have time to do it myself. If I pay Lexington Law, does it really work, or are they just a scam?

1) no

2) Yes and no. They don't do anything that you can't do for yourself for free and it doe's not take that much time. Go to creditboards.com and you can find detailed instruction and forms to do everything that they do for free.

3) Dont pay anyone to do what you can do yourself. If its accounts that you owe and you know you owe them, then no-one can get those off but time, 7 years to be exact. If its accounts that are not accurate or that do not belong to you then just dispute them with the credit bureaus and they will take them off. If its legit then you have to pay them. No magic cure for bad credit.

4) Don't waste your money on a credit repair company. Use the money to negotiate settlements with your creditors instead. Legitimate derogatory items stay on your credit report for 7 years. There is no magically way to make them disappear.

5) I checked out their website one time, I don't know if they are scam or not since I've never used them and haven't heard from other people. There is a company that I know is definitely not a scam since I have actually used their service back in 2005. They really helped clean up my credit and improved my credit score..Took about 3 months to notice and 6 months after pretty much all the negative items were gone.

6) It depend on the types of negatives on your report.Remember Lexington require you to make monthly payments with the incentives to do very little in the beginning to prolong monthly payments.Just about anything can legally be removed from your report it all depends on the circumstances.For example a bankruptcy may be removed but a simple inquiry(some one looked at or requested credit) may not. This billionaire, she said a few years back only little people pay taxes.She was right and the same goes for bad credit,only little people have bad credit.Rich people have their lawyers who uses loop holes in the regulations of the FTC to clean up their credit.Donald Trump was quoted bragging at a cocktail party that he was out borrowing millions on realestate less than 3 months after his bankruptcy.Little people can clean their credit they just need to know the rules of the game.

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